London Bylaw: Municipal Tax Payment Plans

Taxation and Finance Ontario 3 Minutes Read · published February 12, 2026 Flag of Ontario · By Daniel Roy

London, Ontario property owners can arrange municipal tax payment plans to spread annual property taxes into regular payments and avoid arrears. This guide explains the City of London payment options, practical steps to enroll, what departments enforce tax collections, and how penalties or enforcement actions work for unpaid taxes. For official program details and current enrollment methods see the City of London property taxes information page[1].

How municipal tax payment plans work

Municipal tax payment plans allow taxpayers to pay in instalments instead of a lump annual payment. Typical options include pre-authorized withdrawals from a bank account, monthly or bi-monthly instalments, and arrangements for instalments timed to assessment or billing cycles. The City of London lists accepted payment channels, eligibility and timing on its payment options page. [2]

Enroll early in the year to reduce the risk of arrears.

Penalties & Enforcement

The City enforces tax collection through its Taxation and Revenue section and may apply interest, administrative charges, and collection actions for unpaid taxes.

  • Fine amounts and interest: not specified on the cited page; see the City of London taxation pages for details.[1]
  • Escalation: the exact escalation matrix for first, repeat or continuing offences is not specified on the cited page.[1]
  • Non-monetary sanctions: possible measures include administrative collection actions, registration of tax arrears, and tax sale processes where applicable; specific conditions are described by the City but exact thresholds are not specified on the cited page.[1]
  • Enforcer and complaints: Taxation and Revenue is the responsible office; contact details and online services are on the City site.[1]
  • Appeals and review: procedural review paths for penalties or collection decisions are not fully specified on the cited pages; contact Taxation and Revenue for appeal instructions and time limits.[1]
If you receive a notice of arrears, act quickly to avoid escalation.

Applications & Forms

The City publishes instructions for payment methods and how to enroll online or by contacting Taxation and Revenue; the specific form names, fees or downloadable enrolment forms are not specified on the cited pages and should be requested from the City directly.[2]

Action steps

  • Gather your latest tax bill and property roll number.
  • Contact Taxation and Revenue to confirm eligibility and enrolment deadlines.
  • Choose a payment method (pre-authorized debit, online banking, mailed cheque) and set up the schedule.
  • Keep records of enrolment confirmation and scheduled withdrawals to prove compliance.
Keep the bank account used for pre-authorized payments funded to avoid returned-payment charges.

FAQ

Can I enroll in a tax payment plan after the tax due date?
Possibly, but late enrollments may not prevent interest or collection actions already applied; contact Taxation and Revenue immediately to discuss arrangements.
Are fees charged to join a payment plan?
The cited City pages do not list a specific enrolment fee; confirm with Taxation and Revenue when you apply.[2]
Who do I contact if I disagree with a collection or penalty?
Contact the City of London Taxation and Revenue office to request review or instructions for formal appeal; the official contact information is on the City website.[1]

How-To

  1. Check your most recent property tax notice and note the roll number and total amount due.
  2. Visit the City of London property taxes information page to review available payment options and eligibility.[1]
  3. Decide on a payment schedule (monthly, bi-monthly, pre-authorized) and prepare banking details if required.
  4. Contact Taxation and Revenue by phone or online to request enrolment and ask about deadlines or required forms.
  5. Confirm enrollment in writing and keep a copy of the schedule and any confirmation number.
  6. If you cannot meet the plan, notify the office promptly to renegotiate before notices or collection actions are issued.
Document every contact and keep confirmation receipts until the account shows current status.

Key Takeaways

  • Enroll early to reduce risk of arrears and enforcement actions.
  • Contact Taxation and Revenue for exact forms, fees and deadlines.
  • Keep records of enrolment and payments as proof of compliance.

Help and Support / Resources

  1. [1] City of London - Property taxes
  2. [2] City of London - Payment options for property taxes

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Daniel Roy

Daniel Roy

Municipal Bylaw Analyst

Daniel analyses municipal bylaws across Canadian provinces and territories. He checks every guide against official municipal and provincial sources.